This is my Amortization project for week 10. I used the formulas on this page to create the Amortization spread sheet http://www.wikihow.com/Prepare-Amortization-Schedule-in-Excel I found the formulas tricky to grasp but after working with the spread sheet awhile it started to get easier to work with and I understood it more. What I found interesting was how the first payments were mostly interest and did not go towards what you owed and the last payments were very little interest. This project helped me learn about mortgages and how to uses spreadsheets to make calculations easier and quicker.